Cash Management

Wholesale Banking
Transaction Banking

At UOB (China), we understand the needs of businesses for efficient cash management. We deliver integrated solutions to meet your diversified needs.

With UOB (China) Cash Management Services, we help you to manage your cash flow efficiently, ensuring enhanced control over your funds to maximise returns.

We deliver solutions that are secure and flexible, offering you convenience so that you have more time to manage your business.

Account Information

We help you to manage your working capital and cash flow effectively, through online access to your account, anytime, anywhere.

By leveraging on the power of Internet connectivity, UOB (China) Business Internet Banking (BIB) puts you in control. You'll enjoy comprehensive real-time, round-the-clock information of your account for better control and easy reconciliation to facilitate your cash flow management and forecasting.

Real-time Account Balances
- - Round-the-clock online access
  - Enquire all your accounts' ledger and available balances in a single summary screen
  - View account balances in the currency of your choice
Electronic Account Statements
- - Receive daily account statements online
  - Monitor transaction movements on a real-time basis
  - Ease your receivable reconciliation with comprehensive receivable details
  - View historical statements
Bank Reconcilation Statement Reconciliation
- - Download account information to your accounting system to facilitate bank statement reconciliation
  - Other reports including cheque status reports to ease monitoring
Benefits
- - Safe and convenient to process your transaction
  - Real-time online enquiry of account information for better control of fund status
  - Facilitate your cash flow management and forecasting
  - Provide comprehensive multi-functions for your convenience
Apply Now
- All Chinese enterprises are eligible for application of UOB (China) BIB.
  
  You can visit the nearest UOB (China) branch You can visit the nearest UOB (China) branch to find a solution that fits your needs, please:
  - Contact your Relationship Manager
  - Call Transaction Banking at 400 886 2821
  - Email Transaction Banking toTransactionBankingChina@uobgroup.com

Payables Management

We offer a full range of payment solutions to meet your business needs. Our end-to-end payables management (payment) solutions allow you to automate your processes, improve efficiency and enhance your working capital management. You can initiate your payment instructions via UOB (China) BIB.

Fund Transfer
An economical and convenient way to perform local and international funds transfers electronically from your UOB (China) accounts to any payee who maintains an account with UOB (China) or another bank.
- - Interbank Funds Transfer
    Transferring funds from your UOB (China) accounts to another bank's accounts
  - Inter-account Funds Transfer
    Transferring funds from one UOB (China) account to another account within UOB (China)
  - RMB Payroll
    We offer safe and convenient RMB payroll service. On initiating the bulk payroll service with UOB (China), you can create bulk payroll documents or manually create the document for payroll. We provide RMB payroll service for crediting into personal accounts in UOB (China) and/or to any another bank within China
Telegraphic Transfer Services
- A secure and prompt solution for the electronic transfer of funds within and out of China (Could be same day transfer): International Funds Transfer via Society for Worldwide Interbank Financial Telecommunications
Benefits
- - Simplify procedures and enhance efficiency while using BIB electronic payments, via online instruction
  - You’ll also enjoy improved efficiency by value dating your instructions via BIB for better cash flow management
  You can visit the nearest UOB (China) branch to find a solution that fits your needs, please:
  - Contact your Relationship Manager
  - Call Transaction Banking at 400 886 2821
  - Email Transaction Banking toTransactionBankingChina@uobgroup.com

Receivables Management

Receivables Management
- Our innovative receivables solutions can help you to manage your receivables and automate the labour-intensive collection processes and other related manual functions associated with managing collections and the reconcilement of receivables.
  
  We offers a comprehensive suite of collection solutions, including Counter Cash Deposit (Shanghai Branch), RMB Cheque Collection, RMB Fund Inward Remittance (CNAPS or Cross boarder TT) and Foreign Currency Inward Remittance.
  
  You can also deposit cash at the nearest UOB (China) Branch to your office. You can transfer funds from local bank accounts into UOB (China) account daily or weekly. We will also negotiate with local participating banks to provide counter deposit via local banks branches
Other UOB (China) receivables solutions
- Inward Telegraphic Transfer: improve your fund collection overseas
Benefits
- - Enjoy cost efficiency via UOB (China) collection solutions
  - Improve cash flow liquidity
  - Simplify reconcilement via reports
  You can visit the nearest UOB (China) branch to find a solution that fits your needs, please:
  - Contact your Relationship Manager
  - Call Transaction Banking at 400 886 2821
  - Email Transaction Banking to TransactionBankingChina@uobgroup.com

Business Internet Banking (BIB)

(Business Internet Banking, i.e.BIB)

UOB (China) BIB is a service to meet your growing business needs. UOB (China) BIB offers convenience, control through a comprehensive suite of services for your cash management and trade financing needs.

BIB helps to enhance efficiency and improves the way you manage your cash flow. With BIB at your fingertips, you can easily access account information, perform online transactions, perform account enquiries and make bill payments.

Accounts Enquiries
- - Real time account balance enquiry
  - Perform enquiry on Current, Fixed Deposit, Loan Account and Inward Inter Bank Funds Transfer
  - Perform enquiry on account details for the last two months
Cheque Services
- - Perform Cheque status Enquiry
Funds Transfer
- - Inter Account Funds Transfer
  - Inter Bank Funds Transfer
Fixed Deposit Placement
- - RMB or FCY Time Deposit Placement
Remittances
- - Based on our Branch network and broad connections, we offer fast and safe FCY payment to your domestic suppliers
Bulk Services
- - Bulk Payment：We offer Bulk Payment and Payroll Service. You can create transactions through online data entry or upload transaction file output (we support changeable and unchangeable formats) from your payroll and accounts systems
Trade Services
- - Perform enquiry of all Outstanding Trade Bills
  - Apply for Import Letters of Credit/Standby Letters of Credit
  - Cancel/Amend Import Letters of Credit/Standby Letters of Credit
  - Apply for Shipping Guarantees
  - Make Trust Receipt Payments
Other features
- - Bulk Approvals: Approve multiple transactions at a time
  - Suite of online Productivity Tools for your convenience
  - Create and save templates for future repeated use
  - Save your transactions as drafts
Security features
- We emphasise greatly on BIB safety. We adopt safe measures and solutions below for the confidentiality and security of client information
  - Data Exchange
    BIB ensures all data from client’s personal computer and UOB China to be encrypted by 128-bit Secured Sockets Layers (SSL)
  - Safe Registration and Approval Process
    We provide you with greater convenience and peace of mind with Two-Factor Authentication (2FA). You are required to provide a unique One-Time Password (OTP) in addition to your current Company ID, User ID, password upon Login process and Authorisation process
  - Password & Registration
    To give you greater peace of mind when transacting online, BIB offers options to regularly change your password.
  - Access control
    Online authorisation supported by authorisation matrices to identify the approvers and their approval limits. User access control to restrict access to specific accounts and functions
Benefits
- - Perform transactions safely and conveniently
  - Enquire all your accounts' ledger and available balances in the currency of your choice
  - Facilitate better cash flow management and forecasting
  - Provide comprehensive multi-functions for your convenience
  To find a solution that fits your needs, please
  - Contact your Relationship Manager
  - Call Transaction Banking at 400 886 2821
  - Email Transaction Banking to TransactionBankingChina@uobgroup.com
  - If you wish to log in our BIB, please click herehttps://bib.uobchina.com.cn
- Apply now
  - All corporates with UOB (China) account are eligible for BIB application
    
    If you wish to apply for UOB (China) BIB, please call us at 400 886 2821
    
    If you wish to perform below instuctions, please call us at 400 886 2821
    - Acquire multiple UOB (China) BIB login athorizations with the same Security Token
    - Modify your latest BIB service
- Terms & Conditions
  - To use BIB, please comply with below agreement:
    BIB Service Agreement (PDF) (PDF: 248KB)
    
    To read the Agreement, Adobe Acrobat Reader is required. If you wish to download, please click here.

Liquidity Management

Single Legal Entity Liquidity Management Services
- The cash pool is set up for only one legal entity, including one primary account and multiple secondary accounts. With our liquidity management service, all the outstanding balances in excess of the Target Balance as specified by customer in the Secondary Accounts will be transferred to the Primary Account and set-off on daily basis
Multi Legal Entity Liquidity Management Services
- The cash pool solution is structured as the entrusted loan for multi legal entities. With our liquidity management service, funds from cash surplus entities, in excess of the Target Balance or as specified by customer, will be transferred to cash deficit entities.

* In the event of inconsistancy of the English and Chinese versions, Chinese version will prevail

Wholesale Banking Hotline

400 920 1200
If you are calling from overseas：
Please dial (86-21) 6061 8826
(8:00-20:00, business days)

Wholesale Banking